{"id":22295,"date":"2016-08-24T10:00:47","date_gmt":"2016-08-24T07:00:47","guid":{"rendered":"http:\/\/politeknik.org.tr\/\/?p=22295"},"modified":"2019-01-28T20:40:25","modified_gmt":"2019-01-28T17:40:25","slug":"issizlik-sigortasinda-biriken-paralar-sirketlere-aktarilacak-dr-murat-ozveri-evrensel","status":"publish","type":"post","link":"https:\/\/eonmeet.com\/pol\/issizlik-sigortasinda-biriken-paralar-sirketlere-aktarilacak-dr-murat-ozveri-evrensel\/","title":{"rendered":"\u0130\u015fsizlik sigortas\u0131nda biriken paralar \u015firketlere aktar\u0131lacak \u2013 Dr. Murat \u00d6zveri (Evrensel)"},"content":{"rendered":"<p>Patlayan bombalar. Yitirilen canlar. \u00d6l\u00fcmler sonras\u0131 insan\u0131 insan olmaktan utand\u0131ran, s\u00f6zde siyasi yorumlar. H\u0131z kesmeden s\u00fcren cad\u0131 av\u0131. G\u00f6zalt\u0131na al\u0131nan, tutuklanan gazeteciler, yazarlar.<\/p>\n<p>\u0130nsan neye nas\u0131l tepki g\u00f6sterece\u011fini \u015fa\u015f\u0131r\u0131yor.<\/p>\n<p>\u201cDert bir olayd\u0131 a\u011flamas\u0131 kolayd\u0131\u201d derler, dert bine \u00e7\u0131km\u0131\u015f, \u00e7\u0131kmaya da devam ediyor.<\/p>\n<p>\u0130nsanlar can derdine d\u00fc\u015fm\u00fc\u015fken, d\u00fc\u011f\u00fcn evleri cenaze evine d\u00f6n\u00fc\u015fm\u00fc\u015fken, i\u015fsizlik sigortas\u0131ndan, Varl\u0131k Fonu Yasas\u0131yla i\u015fsizlik sigortas\u0131n\u0131n nas\u0131l ya\u011fmalanaca\u011f\u0131ndan s\u00f6z etmek insan\u0131 zorlasa da konu \u00f6nemli:<\/p>\n<p>\u0130\u015fsizlik her \u00e7al\u0131\u015fan\u0131n kar\u015f\u0131la\u015fabilece\u011fi, kar\u015f\u0131la\u015ft\u0131\u011f\u0131nda gelirden yoksun kalmas\u0131na, uzun s\u00fcrd\u00fc\u011f\u00fcnde kendini de\u011fersiz hissetmesine, toplumdan d\u0131\u015flanmas\u0131na, kendini izole etmesine neden olan sosyal bir risktir.<\/p>\n<p>\u0130\u015fsizli\u011fin \u00e7ok y\u00f6n\u00fc etkilerini biraz olsun gidermek i\u00e7in i\u015fsizlik sigortas\u0131 olu\u015fturulmu\u015ftur.<\/p>\n<p>\u0130\u015fsizlik sigortas\u0131ndan yap\u0131lan yard\u0131mlar \u00e7al\u0131\u015fanlar\u0131n \u00fccretlerinden kesilen paralarla (primlerle) finanse edilmektedir.<\/p>\n<p>\u0130\u015fsizlik sigortas\u0131ndan kesilen paralar\u0131n i\u015fveren hissesi, i\u015f\u00e7i hissesi olarak adland\u0131r\u0131lm\u0131\u015f olmas\u0131 tam bir yan\u0131ltmad\u0131r. Ad\u0131 i\u015fveren hissesi olsa da i\u015fveren, i\u015f\u00e7inin \u00fccret maliyetleri i\u00e7erisine i\u015fsizlik sigortas\u0131 primini eklemekte ve \u00fccreti belirlerken bu maliyetten hareket etmektedir.<\/p>\n<p>K\u0131saca i\u015fsizlik sigortas\u0131 fonunda biriken para \u00e7al\u0131\u015fanlar\u0131n paras\u0131d\u0131r.<\/p>\n<p>Ne var ki her i\u015fsiz i\u015fsizlik sigortas\u0131ndan yararlanamaz. \u00d6ncelikle i\u015fsiz kald\u0131\u011f\u0131 tarihten geriye do\u011fru \u00fc\u00e7 y\u0131l i\u00e7erisinde 600 g\u00fcn i\u015fsizlik sigortas\u0131 primi yat\u0131rm\u0131\u015f olmas\u0131 gerekir.<\/p>\n<p>Yat\u0131rd\u0131\u011f\u0131 600 g\u00fcnl\u00fck prim de i\u015fsizi kurtarmaz, i\u015fsiz kald\u0131\u011f\u0131 g\u00fcnden geriye do\u011fru 120 g\u00fcn kesintisiz prim \u00f6demi\u015f olmas\u0131 da \u015fartt\u0131r. Ayr\u0131ca i\u015fsizin iradesi d\u0131\u015f\u0131nda i\u015fsiz kalm\u0131\u015f olmas\u0131 zorunludur. Yani i\u015fveren sizi tazminats\u0131z i\u015ften \u00e7\u0131kartm\u0131\u015fsa dava a\u00e7\u0131p i\u015fverenin sizi haks\u0131z i\u015ften \u00e7\u0131kartt\u0131\u011f\u0131n\u0131 kan\u0131tlamadan i\u015fsizlik sigortas\u0131ndan yararlanmazs\u0131n\u0131z.<\/p>\n<p>\u0130\u015fsizlik sigortas\u0131nda en fazla yararlanma s\u00fcresi 300 g\u00fcn, en fazla al\u0131nabilecek \u00fccret br\u00fct asgari \u00fccretin y\u00fczde 80\u2019idir. Yani \u00fccretiniz ne kadar y\u00fcksek olursa olsun alabilece\u011finiz en y\u00fcksek i\u015fsizlik maa\u015f\u0131 1.317.00 TL\u2019dir.<\/p>\n<p>Bu nedenlerle de \u00e7al\u0131\u015fanlardan kesilen ve onlar\u0131n i\u015fsiz kalmas\u0131 halinde kullan\u0131lacak olan i\u015fsizlik sigortas\u0131 fonunda biriken paralar\u0131n \u00e7ok az\u0131 i\u015fsizler i\u00e7in harcanm\u0131\u015ft\u0131r.<\/p>\n<p>Kalk\u0131nma Bakanl\u0131\u011f\u0131\u2019n\u0131n 2016 y\u0131l\u0131 raporuna g\u00f6re:<\/p>\n<p>* 2015 y\u0131l\u0131nda i\u015fsizlik sigortas\u0131nda biriken para 93.1 milyar lira.<\/p>\n<p>* Kalk\u0131nma Bakanl\u0131\u011f\u0131 2016 y\u0131l\u0131nda bu paran\u0131n 105 milyar liraya ula\u015faca\u011f\u0131n\u0131 \u00f6ng\u00f6r\u00fcyor.<\/p>\n<p>* 2015 y\u0131l\u0131nda i\u015fsizlik sigortas\u0131 fonunda biriken 93.1 milyar liran\u0131n sadece 6.6 milyar liras\u0131 harcanm\u0131\u015f.<\/p>\n<p>* 2015 y\u0131l\u0131nda i\u015fsizlik sigortas\u0131 fonundan yap\u0131lan 6.6 milyar liran\u0131n da sadece 2.2 milyar liras\u0131 i\u015fsizlik \u00f6dene\u011fi olarak \u00f6denmi\u015f. Geri kalan 4.4 milyar liras\u0131 \u201cdi\u011fer giderler\u201d ad\u0131 alt\u0131nda harcanm\u0131\u015f.<\/p>\n<p>Kalk\u0131nma Bakanl\u0131\u011f\u0131n\u0131n \u00f6ng\u00f6r\u00fclerine g\u00f6re:<\/p>\n<p>* 2016 y\u0131l\u0131nda i\u015fsizlik sigortas\u0131 fonunun gelirinin 22.636 milyar lira olacakt\u0131r.<\/p>\n<p>* 2016 y\u0131l\u0131nda i\u015fsizlik sigortas\u0131 fonunun giderinin 10.439 milyar lira olacakt\u0131r.<\/p>\n<p>* 2016 y\u0131l\u0131nda i\u015fsizlik sigortas\u0131 fonu gelir gider hesab\u0131na g\u00f6re 12 milyar gelir fazlal\u0131\u011f\u0131 olu\u015facakt\u0131r.<\/p>\n<p>\u0130\u015fsizlik sigortas\u0131 fonundan i\u015f\u00e7ilere g\u0131d\u0131m g\u0131d\u0131m \u00f6dendi\u011fi i\u00e7in artan 12 milyar liray\u0131 Bakanlar Kurulu bir karar al\u0131p Varl\u0131k Fonu Yasas\u0131\u2019n\u0131n 4\/b maddesi uyar\u0131nda i\u015fsizlik sigortas\u0131ndan varl\u0131k fonuna aktarabilecektir.<\/p>\n<p>\u0130\u015f\u00e7ilere \u00f6denmedi\u011fi i\u00e7in artan i\u015fsizlik sigortas\u0131ndaki bu 12 milyar lira varl\u0131k fonuna aktar\u0131ld\u0131ktan sonra stratejik yat\u0131r\u0131mlar i\u00e7in \u015firketlere verilecektir.<\/p>\n<p>\u0130\u015fsizlik sigortas\u0131ndan i\u015fsizler gerekti\u011fi gibi ve yeterli \u00f6l\u00e7\u00fcde yararland\u0131r\u0131lmad\u0131klar\u0131 i\u00e7in i\u015fsizlik sigortas\u0131 fonu fazla verecektir.<\/p>\n<p>\u0130\u015fsizlik sigortas\u0131 fonu fazla verdi\u011fi i\u00e7in Bakanlar Kurulu bu fazlaya el koyabilecek ve varl\u0131k fonuna aktaracakt\u0131r.<\/p>\n<p>Varl\u0131k fonu el konulan paralar\u0131 \u015firketlere aktarmak, \u015firketlere aktar\u0131lacak paray\u0131 bulmak i\u00e7in kuruldu\u011fu i\u00e7in, i\u015fsizlik sigortas\u0131ndan aktar\u0131lan bu paralar \u015firketlere verilecektir. Kime ne i\u00e7in, nas\u0131l verildi\u011finin hesab\u0131 sorulamayacak ve nas\u0131l kullan\u0131ld\u0131\u011f\u0131n\u0131n hesab\u0131n\u0131 sorabilecek tek ki\u015fi paray\u0131 veren olacakt\u0131r.<\/p>\n","protected":false},"excerpt":{"rendered":"Patlayan bombalar. Yitirilen canlar. \u00d6l\u00fcmler sonras\u0131 insan\u0131 insan olmaktan utand\u0131ran, s\u00f6zde siyasi&hellip;\n","protected":false},"author":2,"featured_media":40571,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"inline_featured_image":false,"footnotes":""},"categories":[4689],"tags":[176],"class_list":{"0":"post-22295","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-secki","8":"tag-issizlik-sigortasi"},"acf":[],"amp_enabled":true,"_links":{"self":[{"href":"https:\/\/eonmeet.com\/pol\/wp-json\/wp\/v2\/posts\/22295","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/eonmeet.com\/pol\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/eonmeet.com\/pol\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/eonmeet.com\/pol\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/eonmeet.com\/pol\/wp-json\/wp\/v2\/comments?post=22295"}],"version-history":[{"count":0,"href":"https:\/\/eonmeet.com\/pol\/wp-json\/wp\/v2\/posts\/22295\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/eonmeet.com\/pol\/wp-json\/wp\/v2\/media\/40571"}],"wp:attachment":[{"href":"https:\/\/eonmeet.com\/pol\/wp-json\/wp\/v2\/media?parent=22295"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/eonmeet.com\/pol\/wp-json\/wp\/v2\/categories?post=22295"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/eonmeet.com\/pol\/wp-json\/wp\/v2\/tags?post=22295"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}